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Home >
Articles
July 2009:
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May 2007 - National Underwriter:
April 2007 - Risk & Insurance:
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November 2006 - Risk Management Magazine:
Spring 2006-Journal of Workers' Compensation:
Risk Management Magazine:
February 2006 - Risk & Insurance Magazine:
November 2005 - Risk Management Magazine:
December 2005 - Best Review Magazine:
Risk & Insurance Magazine:
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Recent Workers' Compensation Articles:
June 2010:
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"Small Businesses and Workers' Compensation: Help Your Customers Reduce Their WC Costs"
by Rebecca Shafer, J.D. Information to help agents learn how to help "small business" clients, who can least afford financial errors, reduce Workers' Compensation costs by focusing on two key areas: safety and post-injury response. Read complete article. |
May 2010:
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"What Happens After You Buy Workers' Comp Insurance?"
by WCK Staff After your workers' compensation policy is purchased you can rest assured that your financial obligations for a work-related injury claim will be met and associated expenses paid, however, there's still work to be done. Read complete article. |
April 2010:
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"Must an Employer Maintain a Safe Workplace?"
by WCK Staff Whether or not you purchase workers' comp insurance, it will be your responsibility to have a safe workplace, so you should also have an injury response plan in place. Safe workplaces reduce the cost of your insurance premiums because there will be fewer injuries in your workplace. Read complete article. |
March 2010:
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"Who is Covered by Workers' Compensation Insurance"
by WCK Staff Figuring out who is considered a covered employee for purposes of workers compensation can often be a tricky matter and sometimes even a source of litigation when the subject of a claim. Read complete article. |
February 2010:
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"The Cost of Workers' Compensation Insurance"
by WCK Staff While the cost of workers' compensation insurance varies from state to state, the process to calculate the cost is about the same for all states. Learn about the key factors in the cost of work comp insurance. Read complete article. |
January 2010:
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"Buying Workers' Compensation Insurance Coverage"
by WCK Staff Seven questions to help determine if your company needs to buy workers' compensation insurance coverage. (It probably does!) Read complete article. |
November 2009:
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"On Foreign Ground: Insuring and Protecting Your Employees Abroad"
by Rebecca A. Shafer, Esq. What to know if you are sending your employees to other countries on both short- and long-term assignments. |
October 2009:
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"5 Steps for Risk Managers to Contain & Control Costs"
by WCK Staff How to explain the financial impact of Workers' Compensation Insurance to upper management. |
July 2009:
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"Local Rx: Developing Return-to-Work Programs in Unionized Companies"
by Rebecca A. Shafer, Esq. In today's competitive business environment, employers must be creative and determined in order to find a way around union restrictions. |
February 2009:
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"7 Ways to Make Medical Visits for WC Claims More Productive"
by WCK Staff Some thoughts from the MD's perspective on how to make your employees' visits with an occupational physician more productive. |
February 2009:
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"Workers' Comp Success Depends on Quality Analysis"
by Rebecca Shafer, Esq. "Managers and executives often misidentify the cause of their organization's excessive comp costs. Without a systematic assessment of your program, you may end up trying to implement solutions that are as misguided as looking for a nickel where you didn't drop it." |
November 2008:
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"Siete Razones Mayores Por La Que Costos de Compensación Laboral Son Tan Altos"
(Seven Reasons Workers Comp Costs are High) by Robert Elliott "El proceso de control para la reducción de costos para la compensación laboral, es muy comprensiva y utiliza todas las "herramientas" que vuestra compañía ofrezca. Es importante el saber el POR QUE los costos son tan altos, para que podáis crear un programa donde podáis tener control de ellos." |
November 2008:
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"Choose Your Broker Wisely" by Robert Elliott "One of the most important decisions a company makes is selecting their insurance broker. Here are 22 key questions to ask prospective brokers." |
June 2008:
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"Step-by-Step Solutions to Standardization & Control with Powerful Online Workers' Comp Tools" by Rebecca Shafer, Esq "Controlling workers' compensation costs starts with a thorough assessment, which is the most important part of the process. If you don't understand what is driving the costs, you won't be able to design an effective program to reduce those costs. " |
May 2007 - National Underwriter:
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"WC
Programs Need Tune Up" by Rebecca Shafer, Esq "Controlling workers' compensation costs starts with a thorough assessment, which is the most important part of the process. If you don't understand what is driving the costs, you won't be able to design an effective program to reduce those costs. " |
April 2007 - Risk & Insurance:
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"Grabbing
Control of Workers' Compensation and Litigation" by Rebecca Shafer, Esq "Rising workers' comp costs are not a fact of life or a cost of doing business. There ARE many steps you can take to reduce your workers' comp costs once you know your WC Target Score which is a numerical score much like your credit score. Step back and assess the problem before determining the appropriate solution." |
January 2007 - Insurance Journal:
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"Proactive
Agents Can Help Contractors and Subcontractors Reduce Workers' Comp Costs" by Rebecca Shafer, Esq "Helping contractors and subcontractors reduce their workers' comp costs focus on four key elements: accurately determine your WC weaknesses (get your WC Score), bring employees back to work as soon as they are medically able, stop fraud and abuse, and improve communications." |
November 2006 - Risk Management Magazine:
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"Myths & Realities of Workers Compensation Cost Containment" by Rebecca Shafer, Esq "Management has heard for decades that there is nothing they can do to control workers compensation costs, but that's a myth. The reality is companies can 'take control' of workers compensation just as easily as they take charge of other aspects of their company, by implementing tight procedures in their workplace when an injury occurs..." |
Spring 2006-Journal of Workers' Compensation:
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"Beyond Occupational Medicine: Using a Medical Advisor to Bring Down Claims Costs" by Rebecca Shafer, Esq and David Dubin, MD "A physician can be one of the most effective tools available. Not in the role you may think of as an occupational physician or treating doctor but as a company medical director or medical advisor who reviews workers' compensation claim files ..." |
Risk Management Magazine:
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"Claims and Litigation Management" by Rebecca Shafer, Esq "Managing claims and litigation is practically impossible without thorough account handling instructions...these represent the understanding between the insured and the adjusters..." |
February 2006 - Risk & Insurance Magazine:
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"Facing an Internal Affair" by Rebecca Shafer, Esq "Proper sleuthing can dig up a wealth of inefficiencies in a workers' compensation program. Here is a guide for what to look for..." |
November 2005 - Risk Management Magazine:
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"Treating the Whole Elephant" by Rebecca Shafer, Esq "To succeed in workers compensation cost reduction you need to see the whole "elephant." A well designed program can cut your workers compensation costs by 20% to 60%..." |
December 2005 - Best Review Magazine:
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"Before and After" by Rebecca Shafer, Esq "Employers get saddled with high workers' compensation costs when they have too many injuries that last too long. A program that can slash costs up to 50% or more..." |
Risk & Insurance Magazine:
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"Simplifying the Return-to-Work Maze" by Rebecca Shafer, Esq and Elizabeth Graham "Keeping an employee at work, the company can realize significant cost reductions in workers' compensation and long- and short-term disability..." |
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For more information about how you can greatly reduce your Workers' Compensation costs, call us at 860-786-8286, or send us an e-mail, or simply submit the Contact Us form.