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Workers' Comp 101 Topics

  1. What is Worker's Compensation?
  2. Are All Injuries Compensable?
  3. Managing the Process
  4. Who Pays for Insurance?
  5. The Hidden Cost of Workers' Compensation
  6. Lower Your Experience Modification Factor
  7. Who are the Players?
  8. Where Do I Get Help?
  9. Abbreviations


 

 


Scroll down for Medicare / Medicaid Service Abbreviations

Insurance Terms & Abbreviations

TERMS     DESCRIPTION

ADA

   

Americans with Disabilities Act

AHI

   

Account Handling Instructions

AME

   

Agreed Medical Exam

ARE

   

Actual Reduced Earnings

ASI

   

Account Service Instructions

AWW

   

Average Weekly Wage

C/R

   

Causal Relationship or Causally Related

CIB

   

Central Index Bureau

DOI

   

Date of Injury

DOL

   

Date of Loss

Dx

   

Diagnosis

EE

   

Employee

ER

   

Employer

ERTW

   

Estimated Return to Work or Early Return to Work

FBCM

   

Field-based Case Management

FCE

   

Functional Capacity Evaluation

FCRD

   

Further Causally Related Disability

FD

   

Full Duty

FMLA

   

Family & Medical Leave Act

FTE

   

Full-Time Equivalent (Employee)

Hx

   

History

IME

   

Independent Medical Evaluation/Examination

Incurred

   

All costs which have been paid and reserved.

IND

   

Indemnity. Lost wages which are paid

LD

   

Light Duty - another term for transitional duty

LOV

   

Last office visit

LT

   

Lost Time

LTD

   

Long Term Disability

MD

   

Modified Duty - another term for transitional duty

MDA

   

Modified Duty Assignment

MMI

   

Maximum Medical Improvement

MO

   

Medical-Only, Med-Only. No time lost from work

NCM

   

Nurse Case Management

NOV

   

Next Office Visit

OOW

   

Out Of Work

OSHA

   

Occupational Safety and Health Agency

OT

   

Occupational Therapy

OTC

   

Over the Counter (Drugs)

P & S

   

Permanent and Stationary (similar to MMI)

Paid

   

Costs that have been paid to medical providers, the employee or for expenses.

PIR

   

Permanent Impairment Rating

POA

   

Plan of Action

PPD

   

Permanent Partial Disability

PPI

   

Prior Permanent Impairment

PPL

   

Push, Pull, Lift

PT

   

Physical Therapy

PTD

   

Permanent Total Disability

QME

   

Qualified Medical Exam (similar to IME)

RD

   

Restricted Days

RE

   

Reduced Earnings

Reserved

   

Money that has been set aside to cover future claim costs.

RFP

   

Request for Proposal

RM

   

Risk Management

RMIS

   

Risk Management Information Systems s

ROM

   

Range of Motion

RTW

   

Return-To-Work

Rx

   

Prescription

SAI

   

Special Account Instructions

SHI

   

Special Handling Instructions

SIF

   

Second Injury Fund

SLU

   

Schedule Loss of Use

SS

   

Social Security

SSDB

   

Social Security Disability Benefits

SSDI

   

Social Security Disability Insurance

SSI

   

Supplemental Security Income (disability payments for people without enough reported earnings to qualify for SSDB)

STD

   

Short Term Disability

Sx

   

Surgery

TAF

   

Transitional Assignment Form m

TD/TAD

   

Transitional Duty/ Transitional Alternate Duty

TPA

   

Third Party Administrator

TPD

   

Temporary Partial Disability

TTD

   

Temporary Total Disability. Temporarily not able to work.

Tx

   

Treatment

VAO

   

Valued As Of (a certain date)

WAF

   

Work Ability Form

WC

   

Workers' Compensation

WCB

   

Workers' Compensation Board d

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Center of Medicare and Medicaid Services Abbreviations * (CMS)


TERMS     DESCRIPTION

AD

   

Account Designee. Assigned by the Account Manager

AM

   

Account Manager. Assigned by the Authorized Representative

AR

   

Account Representative. Can contractually bind the insurer

COBC

   

Coordination of Benefits Center. Responsible for receiving MQF and MIR files

COBSW

   

Coordination of Benefits Secure Web-Site. For RRE registration processing

CPCP

   

Conditional Payment

CPR

   

Conditional Payment Research

CMS

   

Centers for Medicare & Medicaid Services

CSA

   

Claim Settlement Allocation

EDI

   

Electronic Data Interface

LC

   

Lead Contractor, see MSPRC

MIR

   

Mandatory Insurer Reporting

MMSEA

   

Medicare & Medicaid State Children's Health Insurance Program Extension Act

MQF

   

Medicare Query Function. Used to determine Medicare eligibility & reporting requirements

MSA

   

Medicare Set Aside. Allocation

MSP

   

Medicare Secondary Payer

MSPRC

   

Medicare Secondary Payer Recovery Contractor. Responsible for recovery of CP

NAIC

   

National Association of Insurance Commissioners

NGHP

   

Non-Group Health Plans. Workers' compensation, liability, auto NF

PIN

   

Personal Identification Number. For COBSW

RRE

   

Responsible Reporting Entity

RRE ID

   

Responsible Reporting Entity Identification

SCHIP

   

State Children's Health Insurance Program

SFTP

   

Secure File Transfer Protocol

S/J/A

   

Settlement/Judgment/Award

TIN

   

Tax Identification Number

TPA

   

Third Party Administrator

TPOC

   

Total Payment Obligation of Claimant
 

* Provided by Gould & Lamb

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