Workers Compensation in the Trucking Industry

Cost of Truckers Workers Comp Workers compensation insurance for interstate trucking companies can be hard to obtain because the insurance company underwriter has difficulty accessing the risk. Often, a trucking company is located in one state, the truck drivers live in other states, and the workers comp injury occurs in a third state. Normally in […]

Federal Employees Return-to-Work (Part 1): Transitional Work (before Maximum Medical Improvement)

    Need More Info? Try Our Workers’ Comp by Industry Resource Center More Federal Government Workers’ Comp Information Workers compensation benefits for over fifty million federal employees (including the postal service) are provided by the American taxpayers. More Federal Government Workers’ Comp Information What time period do these questions address? These questions cover the […]

Federal Employees Return-to-Work (Part 2): Alternative Employment (after Maximum Medical Improvement)

    Need More Info? Try Our Workers’ Comp by Industry Resource Center More Federal Government Workers’ Comp Information Workers compensation benefits for over fifty million federal employees (including the postal service) are provided by the American taxpayers. More Federal Government Workers’ Comp Information What is meant by alternative employment? Alternative employment means a job […]

Agriculture

Workers’ Compensation in the Agriculture Industry Workers’ compensation insurance for employers in the agriculture field is normally provided by insurance carriers who market to this field. The cost of coverage is about average (except for livestock farms and stables which runs about double other farming operations). The frequency and severity of claims is comparable with […]

Amusement Parks

Workers’ Compensation in the Amusement Park Industry The cost of workers’ compensation insurance coverage runs about double for amusement parks compared to the cost of work comp coverage in general.  The higher cost of coverage is reflective of a higher frequency of accidents.  The coverage is available from insurance companies who specialize in this market […]

Banking

Workers’ Compensation in the Banking Industry With a predominantly white-collar workforce, workers’ compensation insurance for the businesses in the banking sector is often easy to come by and is priced well below most other industries. Workers’ comp coverage cost is much lower due to the low frequency of claims and lower than average severity when […]

Casinos

Workers’ Compensation in the Casinos Industry Workers’ compensation insurance for employers who operated casinos is slightly higher in cost than for work comp coverage is in general. Most casinos are insured by companies that specialize in this market. The geographical spread of casinos is growing. Casinos are no longer limited to Las Vegas and Atlantic […]

Commercial Fishermen

Workers’ Compensation in the Commercial Fishing Industry State workers’ compensation benefits do not normally apply to commercial fishermen. When commercial fishermen, mariners or seamen are injured while working, they are covered for their injuries under the federal Jones Act and Federal Maritime Law. Insurance coverage for commercial fishermen is written by insurance carriers who specialize […]

Construction

Workers’ Compensation in the Construction Industry Employers in the construction industry normally obtain their workers’ compensation insurance from insurance carriers who specialize in this market. The premium cost of work comp insurance is higher in the construction industry than in most industries. This is due to the high frequency of claims combined with higher severity […]

Entertainment

Workers’ Compensation in the Entertainment Industry Workers’ compensation insurance for entertainers is a highly specialized field with insurance carriers who market to this industry. The cost of work comp coverage for entertainers is very high as a percentage of payroll, exceeding the cost of explosive manufacturers, coal miners and roofers (but cheaper than aerial firefighters […]

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