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HOW IT WORKS ● WHAT YOU'LL GET ● WHY CHOOSE WORKERS' COMP KIT
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Workers' Comp Kit Improvement Plan
By now you may begin to realize that your workers' comp costs are unnecessarily high...but how do you reduce costs and improve your overall workers' compensation program?
Now that you know your WC Target ScoreTM, where do you go from here? It's an important question.
That is exactly what the 'Improvement Plan' is intended to answer! Workers Comp KitTM can generate customized recommendations from the responses you gave in your WC Target ScoreTM.
The Improvement Plan suggests ways to modify existing processes and adopt new procedures using standardized letters, forms, and training materials (all of which can be viewed and printed from the site).
Based on your WC Target ScoreTM, generate Recommendations for Improvement that can be customized further to dovetail with your business needs
Recommendations are strategies and ideas you can employ to control your costs and push them down
Use Recommendations for Improvement to create a roadmap to success
The WorkersCompKit TM Improvement Plan includes a set of 10 modules that provide complete cost containment education and corrective materials. For more information, read the Workers' Comp Kit Improvement Plan Overview.
Sample of
Improvement
Plan Module
Over 60 customizable forms
In addition, the WorkersCompKitTM includes a step-by-step Implementation Plan detailing WHAT to do and HOW to do it, and provides the necessary materials to ensure success.
Each step indicates exactly what needs to be completed and provides standardized forms to download and use
As you step through each module, you will gain an understanding of key concepts in managing workers' compensation costs
With that knowledge you can implement the necessary changes to your program.
A Complete Training Program for WC Coordinators and Risk Managers. Saves You Time & Money.
The WorkersCompKitTM is a best-in-business process that has been developed based on 20 years of experience in the industry. It is an easy to use approach to lowering workers' compensation costs while improving overall program efficiency.
YOUR TOOL KIT INCLUDES:
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Over 60 customizable forms, letters, sample documents, brochures, presentations and scripts. | |
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10 Modules (chapters) with helpful tips, educational pointers and step-by-step instructions so your company can begin reducing their costs TODAY. | |
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Implementation Timetable to Keep You on Track | |
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Brochures for Employees and Medical Providers | |
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Letters to Adjusters | |
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Letters to Employees | |
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Injury Reporting Forms | |
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Training
Presentation to Supervisors |
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Presentation to
Senior Management |
Price: Fees are scaled by size of company and number of employees, and are affordable for ALL companies.
Improvement Plan Overview: An Introduction to Your Improvement Plan
Performance Goals: Measuring your success against national benchmarks and your own performance indicates success and allows you to reward those responsible. Use data as well as procedural goals. Gathering correct and useful claims data is the basis for developing performance goals. Procedural goals must be set so claim offices handle your claims effectively and meet your return to work targets. Locations needing improvement are given additional assistance.
Post Injury Response Procedures: Procedures must be tight during the 24 hours immediately following an injury so injured employees return to work as soon as medically able. Supervisors must know exactly what to do when an injury occurs. While there are many roadblocks to rapid return to work, most can be overcome if they are anticipated in advance. Have proper procedures in place from the moment an injury occurs until an employee returns to work on full duty, transitional duty, or both. Having procedures in place sends the message that you - the employer - are in control.
Communication: Development of consistent procedures includes having easy-to-read and easy-to-use forms and letters to gather information. Conveying your company's message through brochures, wallet cards and thoughtful gestures ensures employees get YOUR message - not the attorney's who advertises on television. Documentation is based on the role each person plays. Communications with senior management, general managers, supervisors and employees is based on the intended use, reading level of users, language preferences and readability of your materials.
Return to Work & Transitional Duty: Once an employee is injured on the job, returning to work as soon as medically able becomes a primary focus. An injured employee must be given the option of returning in a temporary transitional duty position, perhaps less strenuous than the original job, while recuperating. Learn what forms and letters to use to estimate appropriate disability durations and make job offers.
Management Commitment: Upper management support of changes necessary to reduce workers' compensation costs is imperative. Learn how to build management commitment and build an Improvement Plan to bring managers on board. Chargebacks and allocation systems motivate all levels of the company to comply with a workers' compensation control process by using the "carrot and stick" approach. What organizational resources are made available to tackle the workers' compensation problem? Does the company manage and monitor claims internally? What role does each department play in the post injury and return to work process? Are the people responsible for claims management knowledgeable about innovative risk management and workers' compensation cost containment techniques?
Insurance Company and Claims Administrator: The insurance arrangement and claims system must be structured to support your company's processes. Build a solid team approach to workers' compensation improvement. Your process is built around the services provided by vendors such as medical clinics, medical providers, nurse case managers, independent medical examination physicians, investigation firms, recovery firms, structured settlement firms, defense attorneys and other services working to help you mitigate the cost of your claims. How much do you know about these services?
Medical Care Coordination: Medical care must be coordinated so injured employees receive prompt, quality care by a physician or clinic which supports your company's goal of rapid healing and return to productivity. It's important to know how medical care is selected in your state and select the best qualified physicians and clinics to gain maximum control of the medical care your employees receive. Include a medical advisor on your team to review medical care and effectiveness of medical vendors proactively within the first few weeks of disability - not after the claim has reached a $25,000 threshold.
Medical Cost Containment: We don't focus on reducing the cost of each medical visit, rather, we strive for overall cost reduction, which sometimes means paying MORE for a doctor who will spend more time with your injured employees. It's very important to know the cost containment services which your TPA and insurance company use so you can control how often they are used and how much you will pay for services such as medical bill review, hospital bill review, utilization review, nurse case management (both telephonic and field-based), negotiated preferred provider networks and vocational rehabilitation.
Fraud, Abuse and Malingering: Some people take advantage of the system by staging accidents, faking injuries or pretending they are injured more seriously than they are. Be able to spot the red flags of fraud. Guide the investigators on your team. Read and review surveillance reports, videotapes and photographs. Learn how to coordinate investigation results with medical advisors. Have an anti-fraud program which includes a toll-free tip line.
Training Initiatives: All levels in the company must understand their role and the exact steps needed to make their workers' compensation program successful. As new processes are put in place, each level of the company must know how to use the new tools and must be able to explain the new policies. This new knowledge comes from training and education. See Personal Consulting for more information.
For more information about how you can greatly reduce your Workers' Compensation costs, call us at 860-553-6604, or send us an e-mail, or simply submit this short form.
