Privacy Policy

We respect your privacy. WorkersCompKit.com privacy policy outlines the information we collect on our website, how we use it, and when it may be shared with others. The information collected will vary depending on the pages you visit in the site, and the amount of information you voluntarily provide.

Contact Information:
Amaxx Risk Solutions, Inc.
P.O. Box 212
Storrs, CT. 06268

E-mail: Info@WorkersCompKit.com

Data Collection and Cookies

Our webservers automatically recognize the Internet Protocol (IP) addresses of visitors to our site. We collect aggregate information on the dates and times people visit our sites, IP addresses, what pages visitors access or visit, operating systems and web browsers visitors use to access our site, and the sites that refer visitors to us (e.g., search engines). We also collect specific information volunteered by visitors, such as e-mail addresses, survey information, and/or site logons and registrations.

The information we collect is used to improve the content of our website, monitor compliance with Terms of Use and Licenses, customize the content and/or layout of our pages for individual visitors, and notify visitors about updates to our website.

We use cookies for a variety of purposes, such as assisting in monitoring the demographics of our visitors, customizing the content and/or layout of our pages for individual visitors, and providing access to secure areas of our site.

We do not contact visitors for marketing purposes nor do we sell our data to anyone else for marketing purposes. We do not partner with or have special relationships with any ad server companies wherein we would provide them with information regarding specific individual's activities on our sites.

We keep all benchmarking and best practice information you provide confidential and do not share it with any other parties. We accumulate this data and information to enable us to let our users know where their responses fall within the range of all responses. We also may use this information in its de-identified database form to calculate global benchmarks of all responses which may be published in articles.

E-mail Messages and Addresses

We do not harvest emails on the information we collect.
We will not sell or give your e-mail address to other companies or people.

Postal Mail and Phone Contact

We do not share phone information with any other party, nor will we contact you by phone unless you request us to do so.

Policy Changes

From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy policy. If our information practices change at some time in the future, we will post the policy changes to our website to notify you of these changes. If you are concerned about how your information is used, you should check back at our website periodically.

Questions or Comments

If you have questions about this privacy policy or if you feel that WorkersCompKit.com is not following this policy, please contact us.

Terms of Use Agreement

By using WorkersCompKit.com, you signify your assent and agreement to these Terms of Use. If you do not agree to these Terms of Use (the "Agreement"), do not access or use WorkersCompKit.com (the "Website").

Copyrights, Trademarks and Patents

All materials published on or included in this Website are copyrighted by Amaxx Risk Solutions, Inc. and WorkersCompKit.com, or the identified Content Provider (a "Content Provider" is a person or organization that has provided information or other Content included in WorkersCompKit.com), and all rights are reserved. A patent is pending on this product. All intellectual property rights will be strictly enforced.

The Copyright, Trademark and Patent Laws of the United States and many other countries protect the text, graphics, databases, directories, articles, HTML or other code, and other intellectual property (the "Content") on WorkersCompKit.com. The Content may not be copied, published, reprinted, reengineered, translated, hosted, or otherwise distributed by any means without explicit permission except for the use of Licensees in direct connection with the development of their Workers' Compensation Cost Containment Programs.

Ownership, License, and Use Restrictions

WorkersCompKit.com warrants, and you accept, that WorkersCompKit.com, or other specifically identified Content Providers are the owners of the copyright of the Content of WorkersCompKit.com. WorkersCompKit.com and its Content Providers reserve all rights and no intellectual property rights are conferred to you by this Agreement.

WorkersCompKit.com grants you a non-exclusive, non-transferable license to use forms accessible to you subject to these Terms and Conditions. The text may be used only for viewing information or for extracting information to the extent described below.

You agree to use information obtained from WorkersCompKit.com only for your own private non-commercial use or for the internal purposes of your business, provided that your business is not the selling or brokering of information. In no event will you cause or permit any of the Content on WorkersCompKit.com to be published, printed, downloaded, transmitted, distributed, reengineered, or reproduced in any form (whether directly or in condensed, selective or tabulated form) for resale, republishing, redistribution, viewing, or otherwise.

Nevertheless, you may on an occasional and irregular basis download or print out individual pages of information which have been individually selected, to include in memoranda, reports and presentations that are distributed for noncommercial purposes to a limited number of individuals within your organization. You may make such limited number of duplicates of any output, both in machine readable or printed form, as may be reasonable for these purposes only, but in no case may more than TEN (10) copies be made. You must include in all such memoranda, reports, and presentations the phrase "Reprinted with permission from Amaxx Risk Solutions, Inc. Copyright 2006 WorkersCompKit. All Rights Reserved. Patent Pending." Nothing herein shall authorize you to create any database, directory or hard copy publication of or from the text or databases, whether for internal or external distribution or use.

The Our Partners is provided to assist you in finding professional risk management or insurance help, advice, or services. You may not use all or part of the listings for selling or prospecting products or services.

Monitoring

Use of WorkersCompKit.com is monitored for compliance with these Terms of Use.

Liability

The Content in this site is provided "as is" and neither WorkersCompKit.com nor its Content Providers make any warranties, expressed or implied, to you or others as to the accuracy or adequacy of the Content or as to the adequacy of results to be obtained by using the Content, including, but not limited to, warranties of merchantability or fitness for a particular purpose or use.

WorkersCompKit.com does not warrant that WorkersCompKit.com will be uninterrupted or error-free, that defects will be corrected, or that this Web site or the server that makes it available are free of viruses or other harmful components.

WorkersCompKit.com does not warrant or make any representations regarding the use or the results of the use of the Content in terms of its correctness, accuracy, reliability, or otherwise. You (and not WorkersCompKit.com) assume the entire cost of all necessary servicing, repair, or correction. The above exclusion of implied warranties may not apply to you if the law in your jurisdiction does not allow it.

Under no circumstances, including, but not limited to, negligence, shall WorkersCompKit.com or its Content Providers be liable for any special or consequential damages that result from the use of, or the inability to use, the Content (even if we have been advised of the possibility of such damages). Applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you.

In no event shall WorkersCompKit.com's total liability to you for all damages, losses, and causes of action, whether in contract, tort (including, but not limited to, negligence) or otherwise, exceed the greater of: (x) $1,000, or (y) the amount of fees paid by you, if any, for accessing WorkersCompKit.com during the preceding twelve months.

Facts and information presented in WorkersCompKit.com are believed to be accurate at the time they were published. Changes may be made at any time without prior notice. All information and data provided on this Website is to be used for information purposes only and should not be relied upon as all-inclusive. Further, the information contained on this Website is not intended to provide specific legal, medical, financial, investment, tax, risk management or other advice and should not be relied upon in that regard. If legal or other advice is needed, the services of a competent professional should be sought. The services described on this Web site are only offered in jurisdictions where they may be legally offered.

The online calculators depend on your information and are based on publicly available statistics and formulas. Because of rounding, components may not add to totals. The results are advisory or predictive and your actual experience may vary. If you are concerned about the results or have questions, you should discuss them with your safety and risk management professionals.

Links and Marks

WorkersCompKit.com is not necessarily affiliated with sites that are linked to this Website and is not responsible for their content. The linked sites are for your convenience only and you access them at your own risk. Directory listings, links to other Web sites, or references to products, services or publications other than those of WorkersCompKit.com and its subsidiaries and affiliates, do not imply the endorsement or approval of such websites, companies, products, services, or publications by WorkersCompKit.com or its subsidiaries and affiliates.

Certain logos, graphics, names, icons, designs, words, titles, or phrases at this Website may constitute trade names, trademarks or service marks of WorkersCompKit.com or of other entities. The display of trademarks on this website does not imply that a license of any kind has been granted. Any unauthorized downloading, re-transmission, or other copying of modification of trademarks and/or the contents herein may be a violation of federal common law trademark, copyright or patent infringement laws and could subject the copier to legal action.

Confidentiality of Codes and Passwords

You agree to treat any username, user ID, subscriber code, or password that you receive from WorkersCompKit.com as strictly private and confidential.

Assignment

These Terms of Use and the license granted may not be assigned or sublet by you without WorkersCompKit.com's written consent in advance.

Fees

WorkersCompKit.com reserves the right to charge fees for access to WorkersCompKit.com as a whole or portions of WorkersCompKit.com. However, you will not be charged for access to WorkersCompKit.com unless your prior agreement to pay such fees is obtained in advance. If at a later date WorkersCompKit.com requires a fee to use portions of WorkersCompKit.com that are now free, you will receive advance notice of such fees and be given the opportunity to cancel your account before any charges are imposed. Any new fees will be posted in appropriate locations on WorkersCompKit.com. You agree to pay all such fees and charges incurred. You also agree to pay any charges billed to you for products or services you purchase through WorkersCompKit.com, from WorkersCompKit.com or from any other vendor or service provider. In addition, you agree to pay any applicable taxes relating to use of WorkersCompKit.com.

Miscellaneous

These Terms of Use will apply to each and every access to WorkersCompKit.com. WorkersCompKit.com reserves the right to issue revisions to these Terms of Use by publishing a revised version on WorkersCompKit.com. The revised version will then apply to all use by you following the date of publication. Each access of information from WorkersCompKit.com will be a separate, discreet transaction based on the then prevailing terms.

These Terms of Use shall be governed by, construed and enforced in accordance with the laws of the State of Connecticut, United States of America. Any action you bring to enforce this Agreement or any matters related to WorkersCompKit.com shall be brought in either the State or Federal Courts located in Tolland County, Connecticut.

If any provision of this Agreement is void or unenforceable in whole or in part, the remaining provisions of this Agreement shall not be affected thereby.

Termination

This Terms of Use Agreement is effective until terminated by either party. You may terminate this Agreement at any time by destroying all materials obtained from WorkersCompKit.com and all related documentation and all copies and installations thereof, whether made under the terms of this Agreement or otherwise. This Agreement will terminate immediately without notice at WorkersCompKit.com's sole discretion, should you fail to comply with any term or provision of this Agreement. Upon termination, you must destroy all materials obtained from the WorkersCompKit.com website and any and all other WorkersCompKit.com site(s) and all copies thereof, whether made under the terms of this Agreement or otherwise.

© 2006 Amaxx Risk Solutions, Inc. WorkersCompKit All Rights Reserved. Patent Pending