132 North St.
Hingham, MA 02043
Data Collection and Cookies
Our web servers automatically recognize the Internet Protocol (IP) addresses of visitors to our site. We collect aggregate information on the dates and times people visit our sites, IP addresses, what pages visitors access, operating systems and web browsers visitors use to access our site, and the sites and search engines that refer visitors to us. We also collect specific information volunteered by visitors, such as e-mail addresses, survey information, and/or site logons and registrations.
We keep all scores, benchmarking and best practice information confidential and do not share it with any other parties. We accumulate this data and information to enable us to let our users know where their responses fall within the range of all responses. We also may use this information in its de-identified database form to calculate global benchmarks of all responses that may be published in articles.
Our sponsors make it possible for us to provide information to you on this website for a much lower cost or free thus we provide them with information regarding visitors on our website. We feel these sponsors may be able to provide valuable services to our visitors. We will not sell or give your e-mail address to any other companies or people nor to do share any information from after login.
Postal Mail and Phone Contact
We do not share phone information with any party except our sponsors, nor will we contact you by phone unless you request us to do so.
Questions or Comments
Monitoring for Misuse
Your IP Address is recorded every time you visit the site and we will dig
Copyrights, Trademarks and Patents
All materials published on or included in the Websites are copyrighted by Amaxx
Risk Solutions, Inc. and/or the identified Content Provider (a “Content
Provider” is a person or organization that has provided information or other
Content included in the Websites), and all rights are reserved. A patent is
pending on this product. All intellectual property rights will be strictly
The Copyright, Trademark and Patent Laws of the United States and many other
countries protect the text, graphics, databases, directories, articles, HTML or
other code, and other intellectual property (the “Content”) on the Websites. The
Content may not be copied, published, reprinted, reengineered, translated,
hosted, or otherwise distributed by any means without explicit permission except
for the use of Licensees in direct connection with the development of their
Workers’ Compensation Cost Containment Program.
Ownership, License, and Use Restrictions
The Websites warrant, and you accept, that the Websites, or other specifically
identified Content Providers are the owners of the copyright of the Content of
the Websites. The Websites and Content Providers reserve all rights and no
intellectual property rights are conferred to you by this Agreement.
The Websites grants you a non-exclusive, non-transferable license to use forms
accessible to you subject to these Terms and Conditions. This is a right to
use the forms for a limited purpose; you do not “own” the forms. The
text may be used only for viewing information or for extracting information to
the extent described below.
You agree to use information obtained from the Websites only for your own
private, non-commercial use or for the internal purposes of your single
business, provided that your business is not the selling or brokering of
insurance or information. In no event will you cause or permit any of the
Content on the Websites to be published, printed, downloaded, transmitted,
distributed, reengineered, or reproduced in any form (whether directly or in
condensed, selective or tabulated form) for resale, reuse, republishing,
redistribution, viewing, or otherwise.
You may make no copies of any of the Websites without PRIOR WRITTEN
PERMISSION from Amaxx Risk Solutions, Inc. You must include in all reprinted
materials including memoranda, reports, and presentations the phrase: “Reprinted
with permission from Amaxx Risk Solutions, Inc. Copyright 2011 Amaxx Risk
Solutions, Inc. All Rights Reserved. Patent Pending.” Nothing herein shall
authorize you to create any database, directory or hard copy publication of or
from the text or databases, whether for internal or external distribution or
The Resources are provided to assist you in finding professional risk management
or insurance help, advice, or services. You may not use all or part of the
listings for selling or prospecting products or services.
The Content in this site is provided “as is” and neither the Websites
nor Content Providers make any warranties, expressed or implied, to you or
others as to the accuracy or adequacy of the Content or as to the adequacy of
results to be obtained by using the Content, including, but not limited to,
warranties of merchantability or fitness for a particular purpose or use.
The Websites do not warrant that the Websites will be uninterrupted or
error-free, that defects will be corrected, or that the Websites or the server
that makes it available are free of viruses or other harmful components.
The Websites do not warrant or make any representations regarding the use or the
results of the use of the Content in terms of its correctness, accuracy,
reliability, or otherwise. You (and not the Websites) assume the entire cost of
all necessary servicing, repair, or correction. The above exclusion of implied
warranties may not apply to you if the law in your jurisdiction does not allow
Under no circumstances, including, but not limited to, negligence, shall the
Websites or Content Providers be liable for any special or consequential damages
that result from the use of, or the inability to use, the Content (even if they
have been advised of the possibility of such damages). Applicable law may not
allow the limitation or exclusion of liability for incidental or consequential
damages, so the above limitation or exclusion may not apply to you.
In no event shall the Websites total liability to you for all damages, losses,
and causes of action, whether in contract, tort (including, but not limited to,
negligence) or otherwise, exceed the greater of: (x) $1,000, or (y) the amount
of fees paid by you, if any, for accessing the Websites during the preceding
Facts and information presented in the Websites is thought to be accurate at the
time they were published. Changes may be made at any time without prior notice.
All information and data provided on this Website is to be used for information
purposes only and should not be relied upon as all-inclusive. Further, the
information contained on the Websites is not intended to provide specific legal,
medical, financial, investment, insurance, tax, risk management or other advice
and should not be relied upon in that regard. If legal or other advice is
needed, the services of a competent professional should be sought. The services
described on this Web site are only offered in jurisdictions where they may be
The online calculators depend on your information and are based on
publicly available statistics and formulas. Because of rounding, components may
not add to totals. The results are neither advisory nor predictive and your
actual experience may vary. If you are concerned about the results or have
questions, you should discuss them with your safety and risk management
THE INFORMATION IN THE WEBSITES IS PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. THE WEBSITES SHALL NOT BE RESPONSIBLE FOR ANY ERRORS, OMISSIONS OR TECHNICAL INACCURACIES IN THE WEBSITES.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL THE WEBSITES OR AFFILIATES BE LIABLE TO YOU (OR ANY THIRD PARTY MAKING CLAIMS THROUGH YOU) FOR ANY DAMAGES WHATSOEVER, INCLUDING BUT NOT LIMITED TO ANY DIRECT, INDIRECT, SPECIAL, CONSEQUENTIAL, PUNITIVE OR INCIDENTAL DAMAGES, OR DAMAGES FOR LOSS OF USE, PROFITS, DATA, OR OTHER INTANGIBLES, OR THE COST OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, UNAUTHORIZED ACCESS TO AND TAMPERING WITH YOUR PERSONAL INFORMATION OR TRANSMISSIONS, ARISING OUT OF OR RELATED TO THE USE, INABILITY TO USE, UNAUTHORIZED USE, PERFORMANCE, OR NON-PERFORMANCE OF THE SITE OR THE SERVICES, EVEN IF AMAXX HAS BEEN ADVISED PREVIOUSLY OF THE POSSIBILITY OF SUCH
DAMAGES AND WHETHER SUCH DAMAGES ARISE IN CONTRACT, NEGLIGENCE, TORT, UNDER STATUTE, IN EQUITY, AT LAW, OR OTHERWISE.
Electronic Information Submitted to the Websites
Any communication or material other than your personal
information submitted to the Websites including by electronic mail and/or
website submission is the exclusive property of the Websites and is considered
to be non-confidential and non-proprietary. Such communication may include
without limitation blog submissions, questions, comments, suggestions and
ideas. The Websites shall be free to use them for any purpose whatsoever
without restriction or compensation.
Links and Marks
The Websites are not necessarily affiliated with sites that are linked to the
Websites and are not responsible for their content. The linked sites are for
your convenience only and you access them at your own risk. Directory listings,
links to other Web sites, or references to products, services or publications
other than those of the Websites and its subsidiaries and affiliates, do not
imply the endorsement or approval of such websites, companies, products,
services, or publications by the Websites or its subsidiaries and affiliates.
Certain logos, graphics, names, icons, designs, words, titles, or phrases in the
Websites may constitute trade names, trademarks or service marks of the Websites
or of other entities. The display of trademarks on the Websites does not imply
that a license of any kind has been granted. Any unauthorized downloading,
re-transmission, or other copying of modification of trademarks and/or the
contents herein may be a violation of federal common law trademark, copyright or
patent infringement laws and could subject the copier to legal action.
Confidentiality of Codes and Passwords
You agree to treat any username, user ID, subscriber code, or password that you
receive from the Websites as strictly private and confidential and will not
share it with anyone. If anyone else accidently comes into possession of this
information, it is your affirmative obligation to notify the Websites
immediately upon learning a breach has occurred.
without the Websites written consent in advance.
All fees will be posted in appropriate locations on the Websites or available
through Contact Us tab. You agree to pay fees and charges as incurred. The
Websites licenses fees are based on the size of the company using the products,
and reserves the right to monitor and verify the size of the company users
specify when buying products. If your company is larger than listed in the order
form, you agree to pay those additional fees.
You also agree to pay any charges billed to you for products or services you
purchase through the Websites, or from any other vendor or service provider on
the Websites. In addition, you agree to pay any applicable taxes and/or finance
charges relating to use of the Websites.
publishing a revised version on the Websites. The revised version will then
apply to all use by you following the date of publication. Each access of
information from the Websites will be a separate, discreet transaction based on
the then prevailing terms.
with the laws of the State of Connecticut, United States of America. Any action
you bring to enforce this Agreement or any matters related to the Websites shall
be brought in either the State or Federal Courts located in Tolland County,
If any provision of this Agreement is void or unenforceable in whole or in part,
the remaining provisions of this Agreement shall not be affected thereby.
may terminate this Agreement at any time by destroying all materials obtained
from the Websites and all related documentation and all copies and installations
thereof, whether made under the terms of this Agreement or otherwise. This
Agreement will terminate immediately without notice at the Websites sole
discretion should you fail to comply with any term or provision of this
Agreement. Upon termination, you must destroy all materials obtained from the
Websites and any and all copies thereof, whether made under the terms of this
Agreement or otherwise.