Doctors Usually Refer Employees to Physical Therapist An area often overlooked by employers and the workers compensation insurance adjusters is the proper selection of the physical therapist and office. Normally the orthopedic doctor tells the employee physical therapy is needed to avoid surgery or to recover from surgery. The employee says “Okay, who shall I …
Archives for August 2012
Medicare Set-aside Arrangement Basics
We have received many questions about the Medicare Set-aside Arrangements (MSA) that are required by the Centers for Medicare and Medicaid Services (CMS). Here are the frequently asked questions on the basics of MSA, which we hope will provide you with more insight into the requirements of CMS. What is a MSA? A Medicare Set-Aside …
Improve Immediate Injury Response
Have procedures in place from the moment an injury occurs until an employee returns to work on full duty or transitional duty. Having procedures in place sends the message that you – the employer – are in control. Report the claim to your claim administrator immediately so the claims administrator can begin coordinating medical care …
Workers’ Compensation State Laws and Regulations for Employers
Welcome to the Workers’ Comp Resource Center Legal Library. Click on a link below for a quick review of that state’s rules and statutes, and for downloadable state workers’ compensation forms. The source of the information available through the links below is the state regulations and/or case law in each state. The information found through …
The 7 Biggest Workers’ Comp Mistakes Companies Make!
Workers’ compensation is not just a cost of doing business as many CEOs, CFO’s and Business Owners think. It is an expense within your control. There are two reasons workers compensation costs are high. First, there are too many claims lasting too long. Second, the employer is not taking charge of the workers compensation process. Don’t …
Books & Manuals
“Workers Compensation Management Program: Reduce Costs 20% to 50%” If you’ve never heard of an “offsite return to work program” or “pharmacy benefit management program,” this is the perfect tool for you to help your clients. Workers Compensation Management Program – Reduce Costs 20% to 50% is a 181-page guide that helps risk managers, agents and …
Claim Handling: Workers Compensation Best Practices
“Best practices” are often referenced in the handling of workers compensation claims without an explanation as to what they are or what the insurance industry standards are for handling workers compensation claims. While “best practices” vary slightly from insurance company to insurance company, here is a synopsis of the basic standards of how the insurance …
Workers’ Compensation Resource Links
WC Resources All 50 States’ & D.C.’s Home Pages and WC Agencies Bureau of Labor Statistics Canada’s National Centre for Occupational Health & Safety (CCOHS) Data and Statistics About U.S. Environmental Protection Agency HRTools.com Job Accommodation Network National Institute for Occupational Safety National Labor Relations Board Occupational Safety & Health Administration (OSHA) State WC laws …
“Sales to Pay for Accidents” Calculator
Workers Comp has many hidden costs, but just because you can’t see them doesn’t mean they don’t hurt you and hurt your business. If you do a little arithmetic, based on your company’s Workers Compensation activities for the past year, you can see the full impact. (Incurred Costs = all costs which have been paid …
Free Transitional Duty Cost Calculator
Will bringing an employee back to work sooner save your company money? Absolutely! Our RTW Cost Savings Calculator shows how much your company can save by bringing employees back to work sooner. Track your transitional duty savings each and every month. Use this quick and easy-to-use tool to show management how much your transitional duty …
