Workers Comp Mod Audits

Workers’ Compensation costs are increasing every day. We aid businesses in reducing costs through time-proven techniques. These techniques apply to all states and all types of businesses. Don’t let this often ignored expense kill your insurance budget.

  • Designed for companies of all sizes located anywhere in the U.S.
  • Current & past policies can be reviewed
  • Locate hidden overcharges
  • Assist in finding coverages
  • File reserve analysis
  • General file reviews
  • File performance reviews
  • Hourly or contingent-fee basis


Our Specific Offerings:

  1. Premium Analysis – Statistically analyze your premiums and NCCI / state bureau Experience Mod calculations for errors. Thoroughly review the auditor’s computations to verify the accuracy of the yearly premium audit.
  2. Reserve Analysis and Review –   Examine your claims reserves to make sure they are in line with industry standards and that files are closed promptly. 
  3. Experience Mod Projections – Forecast your company’s Experience Mod for up to five years in the future.
  4. Physical or Online File Reviews – Review the claims adjuster’s work to ensure proper claims handling, reserving, and subrogation.
  5. Self Insurance Services -Analyze your company’s current Workers’ Compensation insurance situation to see if self-insurance is a viable option.  We can help you design or modify your self-insurance program for maximum cost savings.
  6. Self-Insurance Loss Development Factors – Forecast your required spending levels for up to 10 years in the future using current and past data.


Looking for Help?

For immediate assistance or more information, please Contact Us.

Professional Development Resource

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Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
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Learn More