Workers' Comp Resource Center

Tools to Help Reduce Costs

Workers Comp Cost-Reduction Guidebook

WC Cost-Reduction Guidebook

The guidebook is a hands-on practical manual written by a national expert on workers compensation cost containment with over 25 years of experience helping companies to reduce losses by 20% to 50%. … Learn More

WC Mastery Training

Certified Master of Workers' Compensation

Certified Master of Workers’ Compensation

Receive in-depth training on proven workers’ comp cost containment strategies and tactics.  Become a Certified Master of Workers’ Compensation Costs. … Learn More

3rd-Party Administration

Third Party Administrator Selection Process

Select 3rd-Party Administrator

18 Key Considerations for Selecting a Third Party Administrator or Insurance Company to Control Your Workers' Compensation Claims By WCK Staff - Updated December 2011 Selecting the best third-party … [Read More...]

Structured Settlements

Structured Settlements

Structured Settlements in Workers’ Compensation

Self-insured employers often question how to resolve their high value and difficult to conclude claims. The financial expectations and medical needs of the injured employees create complicated issues preventing a claim settlement. Structured settlements can often be the bridge to … [Read More...]

Medicare

Medicare Set-Aside Basics

Medicare Set-aside Arrangement Basics

Need Help Now? Try Our Directory of Workers' Comp Service Providers Medicare Compliance Employers are required to set aside the amount of future medical expenses. Compliance is complex and … [Read More...]

Pharmacy Benefits Management

Pharmacy Benefits Management

Pharamacy Benefits Management of Workers Compensation Drug Costs

Controlling workers compensation prescription drug cost is vital to controlling the cost of workers compensation. Utilization of a Pharmacy Benefit Management company (PBM) is a way to solve problems that drive up drug costs.; [Read More...]

Fraud

Eliminate Workers Comp Fraud

Eliminate Workers Comp Fraud

Do you use all techniques available to eliminate workers' comp claims? A small percentage of workers' comp claims are fraudulent, but quite a few claims (nearly 25% of all lost-time claims) are  "exaggerated." This is calling malingering. In other words, the claim lasts longer than … [Read More...]

Injuries

Injury Response

Improve Immediate Injury Response

Have procedures in place from the moment an injury occurs until an employee returns to work on full duty or transitional duty. Having procedures in place sends the message that you - the employer - are in control. Report the claim to your claim administrator immediately so the … [Read More...]

Return-to-Work

Return-to-Work Programs & Transitional Duty Policies

Return-to-Work Programs & Transitional Duty Policies

Bring Employees Back to Work Sooner The fundamental reason WC Costs are too high is: Too Many Employees are Out of Work Too Long Return to work programs focus on bringing employees back to work as soon as they are … [Read More...]

Buy Insurance

Buyer's Guide: Workers Comp Insurance Policy and Coverage

Buyer’s Guide: Workers Comp Insurance Policy and Coverage Information

When you open or run a business, you need to determine whether workers' compensation coverage is required. It probably is! How much does workers' compensation insurance cost a business? The cost of workers' compensation varies depending on the number of employees, how risky … [Read More...]

Claims

Claim Handling: Workers Compensation Best Practices

Claim Handling: Workers Compensation Best Practices

"Best practices" are often referenced in the handling of workers compensation claims without an explanation as to what they are or what the insurance industry standards are for handling workers compensation claims. While "best practices" vary slightly from insurance company to … [Read More...]

Physical Therapy

Physical Therapy Provider Selection Process

Selection of Physical Therapy Providers

Doctors Usually Refer Employees to Physical Therapist An area often overlooked by employers and the workers compensation insurance adjusters is the proper selection of the physical therapist and office. Normally the … [Read More...]

Medical Costs

Medical Cost Containment Strategies

Medical Cost Containment Strategies

Look at the Total Loss Costs (TLC), Not Just the Line-by-Line Items. The best technique to control medical costs in workers' compensation is a Total Loss Cost (TLC) approach. To be truly effective in controlling the medical cost of workers' compensation, employers and insurers … [Read More...]

Issues by Industry

Workers Comp by Industry

Industries

Workers' Compensation Issues by Industry Agriculture Amusement Parks Banking Casinos Commercial Fishermen Construction Entertainment Federal Government Food & Beverage … [Read More...]

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RSS Recent Blog Posts From Our Team of Workers Comp Experts

  • RIMS 2019 – Workers’ Comp Related Sessions That Stand Out April 18, 2019
    RIMS 2019 is the largest risk event of the year. With 300+ speakers on the schedule, this post contains Workers’ Compensation related sessions that stood out for me.   I look forward to seeing you there!   Monday, April 29, 2019: 1:30 – 2:30 pm Addressing PTSD at the Workplace   Post-traumatic stress syndrome (PTSD) […]
  • 5 Key Terms That Define Professional Administration Contracts April 17, 2019
    Setting up support with professional administration of medical funds after settlement is a clear choice.  It helps the injured person save money on their healthcare expenses and provides support in navigating ongoing care. The service is especially helpful for Medicare Set Asides because the administrator helps ensure the injured person’s Medicare benefits remain intact while protecting the […]
  • Responsibilities of a Workers’ Comp Claims Investigation Leader April 16, 2019
    Central to successful leadership is attention to detail, solid work ethic and commitment.   Members of the claim management team and fully-engaged employers must exhibit these same traits when it comes to workers’ compensation claims.  All claims must be investigated promptly – by the book with no corners cut.  This process also includes the development […]
  • Living Values, Drug Trend Simulcast, MSA Metrics, and More Top WC News Tidbits April 15, 2019
    Living Our Values — The President’s Award Our claims professionals have critical interactions with clients, injured workers, insureds and business partners on a daily basis. Whether through an email, phone call or in person, every one of these conversations is an opportunity to restore the lives of those affected by losses. Since adjusters and other […]
  • Why Work Comp Claims Become Old Dog Claims April 11, 2019
    Every self-insured employer who has been managing their own workers’ compensation claims program for 3 years or more have “old dog” claims, or for the politically correct folks, legacy claims. These claims include the injured employees who take longer than normal to reach the level of maximum medical improvement (MMI), the injured employees who have […]

Professional Development Resource

Learn How to Reduce Workers Comp Costs 20% to 50%"Workers Compensation Management Program: Reduce Costs 20% to 50%"
Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
Perfect for promotional distribution by brokers and agents!
Learn More