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Reduce Your Workers Comp Costs 20-50%

Workers' compensation is not just a cost of doing business as many CEOs, CFO's and Business Owners think. It is an expense within your control. There are two reasons workers compensation costs are high. First, there are too many claims lasting too long. Second, the employer is not taking charge of the workers compensation process. Don't make the mistake many other employers have made. Take charge of your workers compensation costs today! Just … [Read More...]

Risk Management Professional

Free Weekly Newsletter with Tips & Hints to Reduce Workers Comp Costs

Sign up for our weekly newsletter with workers compensation cost reduction hints and tips.     Sign-Up for Our Newsletter View previous newsletters in our Newsletter Archive Free Weekly Newsletter Can Help You Reduce Your Workers' Comp Costs Articles drawn from our top rated and award winning blog Success stories based on field research Contains local, state, national, federal, international workers' comp … [Read More...]

Insurance Quotes As Unique As Your Business

Looking for an expert solution to reduce your Workers Comp insurance premiums? You've come to the right place! Submit the form below and one of our specially-trained agents will call you within 24 hours. We look forward to working with you to develop a custom solution for your business. You'll be amazed at the difference an expert can make!   Fill out the form below, or call 781-561-5222 during normal business hours (Eastern … [Read More...]

Workers' Comp State Laws and Regulations for Employers

Business Services to Improve Your Bottom Line

We are industry leaders in workers' compensation and injury management cost containment. Our team includes consultants, attorneys and medical doctors who can discuss the extent of an injury during training or help train your internal medical department. We can also help your risk management organization or insurance agency improve your bottom line through our marketing communications and advertising programs, which we customize for your niche-target … [Read More...]

Workers Compensation Service Providers

Workers Compensation Directory: Service Providers to Help Achieve Your Goals

Specialists, Experts, and Professional Service Providers   Attorneys Attorneys specializing in employer defense and helping employers reduce costs. Workers' Comp Attorneys   Audits Make sure your premium calculations, class codes and payroll audits are correct. WC Insurance Premium Audits   Brokerage Services Access to brokerage services, including Coverage Analysis, Insurance Placement, Loss Control, Claim … [Read More...]

3rd-Party Administration

Third Party Administrator Selection Process

Select 3rd-Party Administrator

18 Key Considerations for Selecting a Third Party Administrator or Insurance Company to Control Your Workers' Compensation Claims By WCK Staff - Updated December 2011 Selecting the best third-party … [Read More...]

Structured Settlements

Structured Settlements

Structured Settlements in Workers’ Compensation

Self-insured employers often question how to resolve their high value and difficult to conclude claims. The financial expectations and medical needs of the injured employees create complicated issues preventing a claim settlement. Structured settlements can often be the bridge to … [Read More...]

Injuries

Injury Response

Improve Immediate Injury Response

Have procedures in place from the moment an injury occurs until an employee returns to work on full duty or transitional duty. Having procedures in place sends the message that you - the employer - are in control. Report the claim to your claim administrator immediately so the … [Read More...]

Medicare

Medicare Set-Aside Basics

Medicare Set-aside Arrangement Basics

Need Help Now? Try Our Directory of Workers' Comp Service Providers Medicare Compliance Employers are required to set aside the amount of future medical expenses. Compliance is complex and … [Read More...]

Physical Therapy

Physical Therapy Provider Selection Process

Selection of Physical Therapy Providers

Doctors Usually Refer Employees to Physical Therapist An area often overlooked by employers and the workers compensation insurance adjusters is the proper selection of the physical therapist and office. Normally the … [Read More...]

FECA

Federal Employees Workers' Comp

FECA FAQ – Federal Employees Work Comp

"Q & A" for Federal Employees Workers' Comp Do federal employees receive workers compensation? Yes, federal employees injured on the job are entitled to workers' compensation. There are several different federal workers' compensation programs related to different … [Read More...]

Return-to-Work

Return-to-Work Programs & Transitional Duty Policies

Return-to-Work Programs & Transitional Duty Policies

Bring Employees Back to Work Sooner The fundamental reason WC Costs are too high is: Too Many Employees are Out of Work Too Long Return to work programs focus on bringing employees back to work as soon as they are … [Read More...]

Buy Insurance

Buyer's Guide: Workers Comp Insurance Policy and Coverage

Buyer’s Guide: Workers Comp Insurance Policy and Coverage Information

When you open or run a business, you need to determine whether workers' compensation coverage is required. It probably is! How much does workers' compensation insurance cost a business? The cost of workers' compensation varies depending on the number of employees, how risky … [Read More...]

Claims

Claim Handling: Workers Compensation Best Practices

Claim Handling: Workers Compensation Best Practices

"Best practices" are often referenced in the handling of workers compensation claims without an explanation as to what they are or what the insurance industry standards are for handling workers compensation claims. While "best practices" vary slightly from insurance company to … [Read More...]

Fraud

Eliminate Workers Comp Fraud

Eliminate Workers Comp Fraud

Do you use all techniques available to eliminate workers' comp claims? A small percentage of workers' comp claims are fraudulent, but quite a few claims (nearly 25% of all lost-time claims) are  "exaggerated." This is calling malingering. In other words, the claim lasts longer than … [Read More...]

Medical Costs

Medical Cost Containment Strategies

Medical Cost Containment Strategies

Look at the Total Loss Costs (TLC), Not Just the Line-by-Line Items. The best technique to control medical costs in workers' compensation is a Total Loss Cost (TLC) approach. To be truly effective in controlling the medical cost of workers' compensation, employers and insurers … [Read More...]

Issues by Industry

Workers Comp by Industry

Industries

Workers' Compensation Issues by Industry Agriculture Amusement Parks Banking Casinos Commercial Fishermen Construction Entertainment Federal Government Food & Beverage … [Read More...]

Subscribe to Our Free Weekly Work Comp Roundup Newsletter

RSS Recent Blog Posts From Our Team of Workers Comp Experts

  • Drug Trend For Work Comp Increased 9.5%, And Other Top News Tidbits April 18, 2014
    Express Scripts Drug Trend Report: Cost Increases Drive Higher Drug Trend for Workers’ Compensation Overall drug trend for workers’ compensation increased 9.5%, according to the Express Scripts Workers’ Compensation Drug Trend Report, primarily from an 8.2% jump in cost per prescription. Compounded medications led the way, with per-user-per-year costs soarin […]
  • Award Recognizes Companies With 500,000+ Hours Without Injury April 18, 2014
    Showing that safety does matter on the job, 10 Muskingum County (Ohio) businesses were recently recognized for their success in keeping their employees safe on the job.   The businesses were recognized during a meeting of the Zanesville-Muskingum County Safety Council, one of more than 80 across the state that serve as partners in the Ohio Bureau of Workers […]
  • How Does Workers Compensation Work? April 17, 2014
    What is workers compensation?   Workers compensation is a type of insurance employers are required to have in order to provide benefits to employees injured on the job or who become ill due to on the job exposures. Workers compensation insurance provides the injured employee with medical benefits and partial wage replacement benefits.   Workers Compensation […]
  • Focus On Temporary Worker Safety Drives OSHA Fine Of 3 Employers April 17, 2014
    A trio of employers will be dipping into their wallets in order to meet recent fines.   The U.S. Department of Labor’s Occupational Safety and Health Administration (OSHA) cited Schwan’s Global Supply Chain Inc., which manufactures frozen foods sold under several brand names, including Red Baron pizza and Mrs. Smith’s desserts, for 32 serious safety and heal […]
  • Defense In Depth On Work Comp Claims: The Employer’s Role April 16, 2014
    “Defense in depth” is a principal from conflict theory which promotes using several defenses in coordination instead of seeing them as separate defenses to be used one at a time. Sometimes, the phrase “mutually supporting” is used.   In work comp hearings, defense issues often are identified and documented but they are not processed so that the use in hearin […]

Professional Development Resource

Learn How to Reduce Workers Comp Costs 20% to 50%"Workers Compensation Management Program: Reduce Costs 20% to 50%"
Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
Perfect for promotional distribution by brokers and agents!
Learn More