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Reduce Your Workers Comp Costs 20-50%

Workers' compensation is not just a cost of doing business as many CEOs, CFO's and Business Owners think. It is an expense within your control. There are two reasons workers compensation costs are high. First, there are too many claims lasting too long. Second, the employer is not taking charge of the workers compensation process. Don't make the mistake many other employers have made. Take charge of your workers compensation costs today! Just … [Read More...]

Risk Management Professional

Free Weekly Newsletter with Tips & Hints to Reduce Workers Comp Costs

Sign up for our weekly newsletter with workers compensation cost reduction hints and tips.     Sign-Up for Our Newsletter View previous newsletters in our Newsletter Archive Free Weekly Newsletter Can Help You Reduce Your Workers' Comp Costs Articles drawn from our top rated and award winning blog Success stories based on field research Contains local, state, national, federal, international workers' comp … [Read More...]

Buyer's Guide: Workers Comp Insurance Policy and Coverage

How Much Is Workers Compensation Insurance?

    When you open or run a business, you need to determine whether workers' compensation coverage is required. It probably is! How much is workers' compensation insurance? The cost of workers' compensation varies depending on the number of employees, how risky your business is, and whether any of your employees were injured in the past. It used to be called "workman's' compensation and although the name changed, many people still refer to … [Read More...]

Workers' Comp State Laws and Regulations for Employers

Business Services to Improve Your Bottom Line

We are industry leaders in workers' compensation and injury management cost containment. Our team includes consultants, attorneys and medical doctors who can discuss the extent of an injury during training or help train your internal medical department. We can also help your risk management organization or insurance agency improve your bottom line through our marketing communications and advertising programs, which we customize for your niche-target … [Read More...]

Workers' Compensation Investigators

Workers’ Compensation Investigators Directory

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3rd-Party Administration

Third Party Administrator Selection Process

Select 3rd-Party Administrator

18 Key Considerations for Selecting a Third Party Administrator or Insurance Company to Control Your Workers' Compensation Claims By WCK Staff - Updated December 2011 Selecting the best third-party … [Read More...]

Structured Settlements

Structured Settlements

Structured Settlements in Workers’ Compensation

Self-insured employers often question how to resolve their high value and difficult to conclude claims. The financial expectations and medical needs of the injured employees create complicated issues preventing a claim settlement. Structured settlements can often be the bridge to … [Read More...]

Medicare

Medicare Set-Aside Basics

Medicare Set-aside Arrangement Basics

Need Help Now? Try Our Directory of Workers' Comp Service Providers Medicare Compliance Employers are required to set aside the amount of future medical expenses. Compliance is complex and … [Read More...]

Pharmacy Benefits Management

Pharmacy Benefits Management

Pharamacy Benefits Management of Workers Compensation Drug Costs

Controlling workers compensation prescription drug cost is vital to controlling the cost of workers compensation. Utilization of a Pharmacy Benefit Management company (PBM) is a way to solve problems that drive up drug costs.; [Read More...]

Fraud

Eliminate Workers Comp Fraud

Eliminate Workers Comp Fraud

Do you use all techniques available to eliminate workers' comp claims? A small percentage of workers' comp claims are fraudulent, but quite a few claims (nearly 25% of all lost-time claims) are  "exaggerated." This is calling malingering. In other words, the claim lasts longer than … [Read More...]

Injuries

Injury Response

Improve Immediate Injury Response

Have procedures in place from the moment an injury occurs until an employee returns to work on full duty or transitional duty. Having procedures in place sends the message that you - the employer - are in control. Report the claim to your claim administrator immediately so the … [Read More...]

Return-to-Work

Return-to-Work Programs & Transitional Duty Policies

Return-to-Work Programs & Transitional Duty Policies

Bring Employees Back to Work Sooner The fundamental reason WC Costs are too high is: Too Many Employees are Out of Work Too Long Return to work programs focus on bringing employees back to work as soon as they are … [Read More...]

Buy Insurance

Buyer's Guide: Workers Comp Insurance Policy and Coverage

Buyer’s Guide: Workers Comp Insurance Policy and Coverage Information

When you open or run a business, you need to determine whether workers' compensation coverage is required. It probably is! How much does workers' compensation insurance cost a business? The cost of workers' compensation varies depending on the number of employees, how risky … [Read More...]

Claims

Claim Handling: Workers Compensation Best Practices

Claim Handling: Workers Compensation Best Practices

"Best practices" are often referenced in the handling of workers compensation claims without an explanation as to what they are or what the insurance industry standards are for handling workers compensation claims. While "best practices" vary slightly from insurance company to … [Read More...]

Physical Therapy

Physical Therapy Provider Selection Process

Selection of Physical Therapy Providers

Doctors Usually Refer Employees to Physical Therapist An area often overlooked by employers and the workers compensation insurance adjusters is the proper selection of the physical therapist and office. Normally the … [Read More...]

Medical Costs

Medical Cost Containment Strategies

Medical Cost Containment Strategies

Look at the Total Loss Costs (TLC), Not Just the Line-by-Line Items. The best technique to control medical costs in workers' compensation is a Total Loss Cost (TLC) approach. To be truly effective in controlling the medical cost of workers' compensation, employers and insurers … [Read More...]

Issues by Industry

Workers Comp by Industry

Industries

Workers' Compensation Issues by Industry Agriculture Amusement Parks Banking Casinos Commercial Fishermen Construction Entertainment Federal Government Food & Beverage … [Read More...]

Subscribe to Our Free Weekly Work Comp Roundup Newsletter

RSS Recent Blog Posts From Our Team of Workers Comp Experts

  • 20 Things Your Work Comp Adjuster Should NOT DO July 28, 2016
    Most states have an Unfair Claims Practice Act that outlines what is considered to be unethical behavior by the claims adjusters.  The large majority of adjusters are ethical and have no interest in doing anything inappropriate.   Workers compensation adjusters have to deal with more fraud than other insurance lines.  This can cause the adjusters to become […]
  • 3 British Companies Fined After Workplace Safety Incidents July 28, 2016
    Two incidents at the Haverhill site of Jan Cavelle Furniture Company in Great Britain have recently led to three companies being fined for health and safety failings.   Ipswich Crown Court heard how in the first instance an employee of the company sustained serious injuries when operating a biscuit cutter and the rotating blade made […]
  • Chronic Pain Management: 3 Tips to Help Injured Workers Avoid Opioid Addiction July 27, 2016
    Managing chronic pain with today’s medical advancements can mean a very high risk of addiction to opioids, found in most prescription pain medications. In the US, use of opioids such as morphine, oxycodone, and hydrocodone, all of which have a high potential for addiction, has grown in recent years. Of course, for many people, life […]
  • Washington State Employer Fined $35K for Safety Violations July 27, 2016
    Washington State’s Grant County Public Utility District #2 has been fined $35,000 for five serious safety violations following an explosion at its Priest Rapids Dam in Beverly. Six workers were hospitalized with very serious electrical burns from the incident last October.   Under supervision, the workers were troubleshooting a mechanical problem with a generator. The […]
  • Stopping the Opioid Drug Epidemic In Workers’ Compensation July 26, 2016
    The opioid-based drug epidemic is causing havoc across the United States.  It is also leading to increased costs in workers’ compensation programs and is a main driver in negative patient outcomes in our healthcare system.   The cost of this epidemic affects not only injured workers, but also employers and their bottom line. In fact, […]

Professional Development Resource

Learn How to Reduce Workers Comp Costs 20% to 50%"Workers Compensation Management Program: Reduce Costs 20% to 50%"
Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
Perfect for promotional distribution by brokers and agents!
Learn More