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Reduce Your Workers Comp Costs 20-50%

Workers' compensation is not just a cost of doing business as many CEOs, CFO's and Business Owners think. It is an expense within your control. There are two reasons workers compensation costs are high. First, there are too many claims lasting too long. Second, the employer is not taking charge of the workers compensation process. Don't make the mistake many other employers have made. Take charge of your workers compensation costs today! Just … [Read More...]

Risk Management Professional

Free Weekly Newsletter with Tips & Hints to Reduce Workers Comp Costs

Sign up for our weekly newsletter with workers compensation cost reduction hints and tips.     Sign-Up for Our Newsletter View previous newsletters in our Newsletter Archive Free Weekly Newsletter Can Help You Reduce Your Workers' Comp Costs Articles drawn from our top rated and award winning blog Success stories based on field research Contains local, state, national, federal, international workers' comp … [Read More...]

Insurance Quotes As Unique As Your Business

Looking for an expert solution to reduce your Workers Comp insurance premiums? You've come to the right place! Submit the form below and one of our specially-trained agents will call you within 24 hours. We look forward to working with you to develop a custom solution for your business. You'll be amazed at the difference an expert can make!   Fill out the form below, or call 781-561-5222 during normal business hours (Eastern … [Read More...]

Workers' Comp State Laws and Regulations for Employers

Business Services to Improve Your Bottom Line

We are industry leaders in workers' compensation and injury management cost containment. Our team includes consultants, attorneys and medical doctors who can discuss the extent of an injury during training or help train your internal medical department. We can also help your risk management organization or insurance agency improve your bottom line through our marketing communications and advertising programs, which we customize for your niche-target … [Read More...]

Workers' Compensation Investigators

Workers’ Compensation Investigators Directory

GCS Nationwide Investigative Services Servicing Companies Nationwide Investigative services of all types including: SIU, Surveillance, Social Networking, Background Searches, Medical Searches, Activities Check/Neighborhood Canvass, Alive and Well Verification, Photo Cases (Accident Scene Documentation), "Witness"/Individual Location, Claims Reviews, Presentations.   Contact: Ryan Pischke Phone: 888-365-3940 … [Read More...]

3rd-Party Administration

Third Party Administrator Selection Process

Select 3rd-Party Administrator

18 Key Considerations for Selecting a Third Party Administrator or Insurance Company to Control Your Workers' Compensation Claims By WCK Staff - Updated December 2011 Selecting the best third-party … [Read More...]

Structured Settlements

Structured Settlements

Structured Settlements in Workers’ Compensation

Self-insured employers often question how to resolve their high value and difficult to conclude claims. The financial expectations and medical needs of the injured employees create complicated issues preventing a claim settlement. Structured settlements can often be the bridge to … [Read More...]

Pharmacy Benefits Management

Pharmacy Benefits Management

Pharamacy Benefits Management of Workers Compensation Drug Costs

Controlling workers compensation prescription drug cost is vital to controlling the cost of workers compensation. Utilization of a Pharmacy Benefit Management company (PBM) is a way to solve problems that drive up drug costs.; [Read More...]

Fraud

Eliminate Workers Comp Fraud

Eliminate Workers Comp Fraud

Do you use all techniques available to eliminate workers' comp claims? A small percentage of workers' comp claims are fraudulent, but quite a few claims (nearly 25% of all lost-time claims) are  "exaggerated." This is calling malingering. In other words, the claim lasts longer than … [Read More...]

Injuries

Injury Response

Improve Immediate Injury Response

Have procedures in place from the moment an injury occurs until an employee returns to work on full duty or transitional duty. Having procedures in place sends the message that you - the employer - are in control. Report the claim to your claim administrator immediately so the … [Read More...]

Medicare

Medicare Set-Aside Basics

Medicare Set-aside Arrangement Basics

Need Help Now? Try Our Directory of Workers' Comp Service Providers Medicare Compliance Employers are required to set aside the amount of future medical expenses. Compliance is complex and … [Read More...]

Return-to-Work

Return-to-Work Programs & Transitional Duty Policies

Return-to-Work Programs & Transitional Duty Policies

Bring Employees Back to Work Sooner The fundamental reason WC Costs are too high is: Too Many Employees are Out of Work Too Long Return to work programs focus on bringing employees back to work as soon as they are … [Read More...]

Buy Insurance

Buyer's Guide: Workers Comp Insurance Policy and Coverage

Buyer’s Guide: Workers Comp Insurance Policy and Coverage Information

When you open or run a business, you need to determine whether workers' compensation coverage is required. It probably is! How much does workers' compensation insurance cost a business? The cost of workers' compensation varies depending on the number of employees, how risky … [Read More...]

Claims

Claim Handling: Workers Compensation Best Practices

Claim Handling: Workers Compensation Best Practices

"Best practices" are often referenced in the handling of workers compensation claims without an explanation as to what they are or what the insurance industry standards are for handling workers compensation claims. While "best practices" vary slightly from insurance company to … [Read More...]

Physical Therapy

Physical Therapy Provider Selection Process

Selection of Physical Therapy Providers

Doctors Usually Refer Employees to Physical Therapist An area often overlooked by employers and the workers compensation insurance adjusters is the proper selection of the physical therapist and office. Normally the … [Read More...]

Medical Costs

Medical Cost Containment Strategies

Medical Cost Containment Strategies

Look at the Total Loss Costs (TLC), Not Just the Line-by-Line Items. The best technique to control medical costs in workers' compensation is a Total Loss Cost (TLC) approach. To be truly effective in controlling the medical cost of workers' compensation, employers and insurers … [Read More...]

Issues by Industry

Workers Comp by Industry

Industries

Workers' Compensation Issues by Industry Agriculture Amusement Parks Banking Casinos Commercial Fishermen Construction Entertainment Federal Government Food & Beverage … [Read More...]

Subscribe to Our Free Weekly Work Comp Roundup Newsletter

RSS Recent Blog Posts From Our Team of Workers Comp Experts

  • The Weight of Some Workers Comp Injuries August 29, 2014
    According to a report from CDC, nearly 35 percent of Americans are considered obese.   The data goes on to show that the estimated annual medical expense due to obesity nationwide was a staggering $147 billion just six years ago. It turns out that medical costs for individuals who are obese were more than $1,400 greater than those of normal weight.   Meantim
  • Ohio Man Must Pay Back More Than $54K August 29, 2014
    Trying to cheat the workers compensation system in Ohio has led to a fine of more than $54,000 for one man.   The Orient (Pickaway County) male was ordered to pay more than $54,000 in restitution in connection with working while receiving workplace injury benefits. Craig Vance pleaded guilty July 24 in Franklin County Court of Common Pleas to one count of wo
  • Dollars and Cents of Frequency And Severity Work Comp Premium Impact August 28, 2014
    It is natural for employers to be overly concerned about serious injury losses.  They recognize that the large incurred values will have effect on the experience modification rates set by the state department of insurance.  At the same time little attention is paid to the multitude of smaller claims including medical only cases.     Need for Concern:   A cla
  • Nova Scotia Turns Up Heat on Summer Injuries August 28, 2014
    Although summer is moving along quickly as usual, officials in Nova Scotia (Canada) are reminding employers to not take their eyes of summer workplace injuries for youths.   With more than 40 percent of all workplace injuries for young workers occurring during the summer months, the Workers Compensation Board of Nova Scotia (WCB) reminds young workers and th
  • The Death of Workers’ Compensation? August 27, 2014
    On August 13, 2014, Miami-Dade County Circuit Judge Jorge Cueto issued a declaratory order finding the provision of the Florida workers’ compensation law providing employers with immunity from civil liability in work-related accidents to be unconstitutional. Employees in Miami-Dade County are now free to sue their employers any time they get hurt on the job.

Professional Development Resource

Learn How to Reduce Workers Comp Costs 20% to 50%"Workers Compensation Management Program: Reduce Costs 20% to 50%"
Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
Perfect for promotional distribution by brokers and agents!
Learn More