Workers’ Compensation for State & Local Government Local and state governments self-insure their risk. A state government has several hundred agencies. State governments will have a state owned self-insurance programand will either: Administer their own workers’ compensation claims, or Farm out the claims administration to a third party administrator (TPA) Municipalities, counties, parishes, and other …
Telecommunications
Medium and small size employers in television, radio, telephone and internet companies can usually obtain workers’ compensation coverage from insurance carriers without difficulty. Most of the national and international companies either: Self-administer their workers’ compensation program, or Have a captive insurance company with a contractual Third Party Administrator (TPA) to handle their claims. The cost …
Temporary Staffing Agencies
Workers’ Compensation for the Temporary Staffing Industry Temporary staffing agencies purchase their workers’ compensation coverage from insurance carriers who specialize in this market. In most states the employees of the temporary staffing agency are considered employees of the agency, not of the agency’s client. The cost of coverage fluctuates based on the nature of the …
Transportation / Fleet Companies
Workers’ Compensation for Transportation / Fleet Industries The cost of workers’ compensation insurance coverage is very close to the median for work comp in general for bus companies, shuttle bus services and taxicab fleets. There are work comp insurers who specialize in this market, but the coverage is also available from most work comp carriers. …
Puerto Rico Drug Testing and Workers’ Comp Laws
Official Puerto Rico Website[include file=menu-adsense-tower.htm] [Editor Note: The information contained below was last updated in 2011 and is currently outdated. New laws are passed and changed frequently. This information is provided for general educational purposes only, IT IS NOT INTENDED TO PROVIDE LEGAL OR OTHER PROFESSIONAL ADVISE. Always consult your legal or medical professionals …
Workers Compensation Directory: Service Providers to Help Achieve Your Goals
Specialists, Experts, and Professional Service Providers Attorneys Attorneys specializing in employer defense and helping employers reduce costs. Workers’ Comp Attorneys Audits Make sure your premium calculations, class codes and payroll audits are correct. WC Insurance Premium Audits Brokerage Services Access to brokerage services, including Coverage Analysis, Insurance Placement, Loss Control, Claim Advocacy, Global Risk Management …
Audio Podcast Archive
Workers’ Compensation Audio Podcasts WC OSHA Recordkeeping Standards Podcast: (opens in new window) Workers’ Compensation OSHA Recordkeeping Standards Topics include: OSHA’s National Emphasis Program on Injury and Illness Recordkeeping on Forms 300 and 300A Why all companies are affected by NEP’s program Potential for significant monetary consequences Potential for criminal liability for top management …
What Is Workers’ Compensation?
This is a general overview of workers’ compensation. State laws vary greatly and they change frequently, so make sure to check the law in your state for information specific to your state. Additional overview resource: Workers Comp FAQ. Workers’ Compensation Basics Chances are if you’re on this website, you’re an employer who’s looking for a …
Are All Workers Injuries Compensable?
Here's a checklist to help you determine if injuries are covered by workers comp. Injuries must meet five criteria to be covered: It's broken down like this: If the injured person is your employee, and… The employee has suffered an illness or injury… Which occurred in the course of employment… And arose out of the …
Managing the Workers Comp Process
Workers' compensation cost containment is a specialized field of risk management. This information is prepared by specialists in the field of workers' compensation cost containment. External Factors Affecting Workers' Comp Costs Workers' compensation costs are high because the injury process is not closely managed; therefore, there are too many claims lasting too long. There are …
