By Rebecca A. Shafer The majority of the quarter-million dollar and half-million dollar workers compensation claims have a secondary medical issue that complicates recovery and extends the length of time the employee is disabled. Personal medical problems such as obesity, smoking, poor physical condition and diabetes often complicate severe injuries, especially those involving surgical repair, …
Safety National Offers An Innovative Online Tool To Reduce Workers’ Comp Costs
The Workers’ Comp Kit® Offers Online Self-evaluations of Program Components, Cost Comparisons and Program Improvement Solutions Auguast 26, 2011 — Many employers today find themselves struggling to get their arms around their Workers’ compensation cost drivers. Naturally, clients of Safety National, a national multiline insurance carrier based in St. Louis, Missouri, are no different in …
Interstate Workers Compensation Insurance
What If You Operate or Do Business in More Than One State? If you are an employer domiciled in one state, but frequently or normally do work in other states including the monopolistic states (Ohio, Washington, North Dakota, and Wyoming – where the state government sells workers compensation insurance), the purchasing of workers compensation insurance …
Managing the Medical Foods Dilemma
Managing the Medical Foods Dilemma A Progressive Medical Services Study Medical foods are increasingly being dispensed to treat cases of chronic disorders and pain associated with on-the-job injuries. Limited clinical evidence of their effectiveness, how they are regulated and ineffective measures to control dispensing, make managing medical foods challenging for workers compensation payors. Read complete …
Reducing Narcotics Abuse in Workers Compensation
Reducing Narcotics Abuse in Workers Compensation (PDF opens in new window) by Tron Emptage, Progressive Medical On-the-job injuries often involve chronic pain and long-term liability for workers compensation payors. Many times, pain from a chronic injury is treated with narcotics. According to the 2010 Progressive Medical Drug Spend Analysis, narcotic spending accounts for 34 percent of …
LexisNexis Honors Workers Comp Roundup Blog in Top 25 for Third Year
LexisNexis Names Blog Sponsored by ReduceYourWorkersComp.com One of 25 Best in 2010 for Workers’ Comp and Workplace Issues HARTFORD, November 11, 2010 — Our blog, Work Comp Roundup, is honored for the third year as a top 25 blog selection for workers compensation and workplace issues by Larson’s National Workers Compensation Advisory Board. In making …
Workers’ Compensation Expert Rebecca Shafer Quoted in Human Resource Executive OnLine Article
Interpretation of State’s Regulations Concerning Employer Responsibility for Workers’ Comp to Former Employees Re-Injured Due to Past On-the-Job Injury at Issue November 3, 2010 — The ‘Long Tail’ of On-the-Job Injuries by Maura C. Ciccarelli in Human Resource Executive OnLine quotes Rebecca Shafer in a discussion an employer workers’ comp liability in on-the-job injuries of …
Workers’ Compensation Information for 29 Industries Gives Employers Free Industry-Specific Cost-Containment Help
New Material Includes Sample Transitional Duty Jobs for Each Industry October 18, 2010 –Amaxx’s Workers Comp Cost Containment Resource Center for Employers, at LowerWC.com, now provides workers’ compensation insurance-related information for 29 industry groups. The industries covered are: agriculture, amusement parks, banks, casinos, construction, commercial fishing, logging and sawmills, oil and gas exploration, longshore and …
Workers’ Compensation Expert Rebecca Shafer Cited by Risk & Insurance Magazine
Conflict Between Employers and Claims Administrators Can Drastically Increase Workers’ Comp Costs October 7, 2010 –We were quoted in a recent article by Peter Rousmaniere in Risk & Insurance, “When Employers and Claims Staffs Clash,” about conflict between employers and their WC claims staff, whether internal employees or an outside third-party administrator (TPA.) The focus …
“Pay As You Go” Workers’ Compensation Programs
Weekly or Monthly Payment Plans for Workers Comp The payment of a large annual lump sum or even quarterly payments for workers’ compensation insurance coverage can be an expense that is difficult to budget for. The cost of buying work comp coverage is based on an estimate of annual payroll at the inception of the …
