How Much Is Workers Compensation Insurance?

    When you open or run a business, you need to determine whether workers’ compensation coverage is required. It probably is! How much is workers’ compensation insurance? The cost of workers’ compensation varies depending on the number of employees, how risky your business is, and whether any of your employees were injured in the […]

Choose Your Insurance Broker Wisely

“When selecting a broker, biggest isn’t necessarily best.” One of the most important decisions a company makes is selecting their insurance broker. Most large companies have brokers rather than agents so they can obtain coverage from a number of different insurance carriers rather than just one. An agent is a representative of one insurance company. […]

Workers’ Compensation Brokerage Services Directory

Arthur J. Gallagher Risk Management Services An international insurance brokerage firm offering numerous workers’ compensation services including: Coverage Analysis – Get the best type of insurance coverage for your situation. Insurance Placement -We find you the best insurance price – even if your company operates in a hazardous industry or has special classes of employees. […]

Interstate Workers Compensation Insurance

What If You Operate or Do Business in More Than One State? If you are an employer domiciled in one state, but frequently or normally do work in other states including the monopolistic states (Ohio, Washington, North Dakota, and Wyoming – where the state government sells workers compensation insurance), the purchasing of workers compensation insurance […]

“Pay As You Go” Workers’ Compensation Programs

Weekly or Monthly Payment Plans for Workers Comp The payment of a large annual lump sum or even quarterly payments for workers’ compensation insurance coverage can be an expense that is difficult to budget for. The cost of buying work comp coverage is based on an estimate of annual payroll at the inception of the […]

What Happens After You Buy Workers’ Comp Insurance?

After your workers’ compensation policy is purchased you can rest assured that your financial obligations for a work-related injury claim will be met and associated expenses paid, however, there’s still work to be done. 1. Read Your Policy This is a contract and you should understand your obligations and the provisions. Talk with your agent […]

The Cost of Workers’ Compensation Insurance

While the cost of workers’ compensation insurance varies from state to state, the process to calculate the cost is about the same for all states. The key factors in the cost of work comp insurance for a business include: The amount of payroll for the company The frequency and severity of injuries The risk classification […]

On Foreign Ground: Insuring and Protecting Your Employees Abroad

By Rebecca A. Shafer – November 2009 With globalization and international trade increasing, more U.S.-based organizations are sending their employees to other countries on both short- and long-term assignments. For these employers, making sure their employees have appropriate workers compensation and liability insurance is as important as ensuring their physical security or that their vaccinations […]

Professional Development Resource

Learn How to Reduce Workers Comp Costs 20% to 50%"Workers Compensation Management Program: Reduce Costs 20% to 50%"
Lower your workers compensation expense by using the
guidebook from Advisen and the Workers Comp Resource Center.
Perfect for promotional distribution by brokers and agents!
Learn More