Figuring out who is considered a covered employee for purposes of workers compensation can often be a tricky matter and sometimes even a source of litigation when the subject of a claim. Each jurisdiction varies and each case should be evaluated on its own merits. That said, there are similar basic principles to reference in …
Workers Comp Articles
The Cost of Workers’ Compensation Insurance
While the cost of workers’ compensation insurance varies from state to state, the process to calculate the cost is about the same for all states. The key factors in the cost of work comp insurance for a business include: The amount of payroll for the company The frequency and severity of injuries The risk classification …
On Foreign Ground: Insuring and Protecting Your Employees Abroad
By Rebecca A. Shafer – November 2009 With globalization and international trade increasing, more U.S.-based organizations are sending their employees to other countries on both short- and long-term assignments. For these employers, making sure their employees have appropriate workers compensation and liability insurance is as important as ensuring their physical security or that their vaccinations …
5 Steps for Risk Managers to Contain & Control Costs
By WCK Staff – October 2009 How to Explain the Financial Impact of Workers’ Compensation Insurance to Upper Management. Get Your Workers’ Comp Costs Under Control The financial impact of skyrocketing workers’ compensation insurance costs often goes unrecognized. Many businesses think it is just a cost of doing business. That’s a myth. What is NOT …
Local Rx: Developing Return-to-Work Programs in Unionized Companies
By Rebecca A. Shafer – July 2009 Collective bargaining obligations, labor contract requirements and uncooperative unions can be hindrances for a unionized company that is trying to develop a return-to-work program to manage workers compensation costs. Unions often oppose a return-to-work program until they can be convinced that it offers them something. Sometimes, employers facing this situation drop the idea completely, believing the obstacles are too great. The …
7 Ways to Make Medical Visits for WC Claims More Productive
By WCK Staff – November 2008 Some thoughts from the MD’s perspective on how to make your employees’ visits with an occupational physician more productive. 7 Medical Care Steps to Improve Your WC Program Establishing cooperative relationships before-hand is essential. What is key is having the medical advisor available to call the treating physician. This …
Workers’ Comp Success Depends on Quality Analysis
By REBECCA A. SHAFER – February 2009 Published in the February 9, 2009 issue of Business Insurance A guy is looking for a lost nickel under a streetlight. When quizzed, he says he lost it elsewhere, but he’s looking there “because the light is better here.” That old joke is relevant to workers’ compensation. Managers and executives often misidentify the …
Siete Razones Mayores Por La Que Costos de Compensación Laboral Son Tan Altos (Seven Reasons Workers Comp Costs are High)
Escrito por Robert Elliott Es importante el saber el POR QUE los costos son tan altos, para que á crear un programa donde á tener control de ellos. Quiero que entendáis que aunque soy un abogado, no os estoy dando consejos legales. Os estoy proporcionando una idea general por la que podéis usar para contener …
Step-by-Step Solutions to Standardization & Control with Powerful Online Workers’ Comp Tools
By REBECCA A. SHAFER – June 2008 The first web-based workers’ compensation management program has finally arrived. Employers now have the tools they need to cut workers’ comp costs as much as 20% to 50% within months of implementation I have been helping small, medium and large employers reduce their workers comp costs for twenty years. …
